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Jeff; Wealth PARASITES are a fact of life that we all must contend with, but the velocity of money makes the cash flow followers much easier hosts to prey upon than the holders of hard assets like equity in real estate, ownership in productive capacity, precious metals, artwork, antiquities, mining stocks, etc. The secure capital base that net worth provides, makes getting into fast buck schemes or get rich options, these parasites use to entice their hosts, less likely than their cash strapped, deeply indebted, desperate counterparts. - Bernhard (Buzz) Lorfing